It’s never too early to teach kids financial literacy.

That from the Chartered Professional Accountants of Newfoundland and Labrador which provides free financial literacy courses to schools across the province.

November is national Financial Literacy Month.

CEO Jason Hillyard says it’s not unusual for people to run into trouble when they don’t pay close attention to their expenses and spending.

Common mistakes include carrying balances on credit cards and not putting money away – simple rules that should be taught in schools.

Hillyard says they have a number of student level courses available. They can also do courses for adults.

All a teacher or individual needs to do is invite them in and a volunteer will present a course for an hour.

To learn more about the programs click here.