A local licenced insolvency trustee is offering a bit of friendly advice to try to avoid some of that holiday stress.
Nancy Sneddon with BDO says surveys show people are spending less this year.
She recommends that people set a budget, document their expenses and stick to it.
She also recommends staying off social media through the Christmas season.
There’s always this fear of missing out that happens on social media. While people may see the gifts people might give or receive, they don’t see the credit card bills that come with them.