Spring is the time that many people start their spring cleaning, but a local licensed insolvency trustee is encouraging people to think about spring cleaning their finances too.

Manager with BDO, Adam Cardwell says now is a good time to set a “to-do list” to deal with finances during what has been an uncertain time.

Cardwell says the first step is to understand where your finances are currently, set a budget, and assess your financial goals.

He says it’s a time to ask yourself whether you’re saving, investing or paying down debt, or whether you’re able to meet your payments. If you’re missing payments, or “robbing Peter to pay Paul” then you might consider talking to a professional to have a look at your situation.